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August 12, 2022  |  Posted by Balboa Bail Bonds Team  |  Bail Bonds

Getting arrested is never easy and it can be hard to know where to turn or what to do next. If you or a loved one has been arrested then you may soon discover that you can’t afford to pay the bail amount set by the judge.

If this is the case then you may want to strongly consider contacting a bail bonds service. Bail bonds may be your best option when you have a high bail amount and don’t have the cash to cover it. The majority of bond agencies in the state of California require a 10% payment of the bail amount to get out of jail. However, be glad to know here at Balboa Bail Bonds we offer 4% bail bonds that may be just what you need.  

What are 4% Bail Bonds?

Similar to personal loans, 4% bail bonds are offered by bond agencies to help people get out of jail faster and at a more affordable rate. When you choose to apply for a bail bond, you’ll need to put down an initial payment. This amount will be a certain percentage of the entire bail amount and the remaining amount will be covered by the bail agency that will post it directly to the court.

While the minimum payment in the state of California that’s required to secure bail is 10%, there are some cases where 4% bail bonds will be an option. You must pay the 4% as well as commit to attending the court hearings and proceedings. What this means is that you’ll be required to pay the 4% of the bail amount right away and then will need to cover the remaining 6% after you are released.

Qualifying for A 4% Bail Bond

You may also be wondering how you qualify for a 4% bail bond. There are instances where you won’t need to put up collateral to obtain a 4% bail bond. However, you or a co-signer will need to show evidence of proof of employment and a steady income which will act as your credit. You’ll need to make sure you have the following if you wish to qualify for a 4% bail bond in California:

  •         A valid California state ID
  •         Proof of current employment
  •         A co-signer

The 4% rate is typically available only to low flight risk cases on bail amounts over $100,000 in Southern California. However, prices and payment options will vary from case to case. Contact us today to find out if you qualify for 4% bail bonds.

Applying for A 4% Bail Bond

It’s also important to know how you apply for 4% bail bonds. The process itself is straightforward using our online application. We make it easy by allowing a relative or friend you trust to fill out the application online in a remote setting. If you choose to complete the process online then you’ll still have access to a professional and experienced agent from start to finish. If you’ll be arranging the bail bond on your own then don’t worry. One of our Balboa Bail Bond agents can come out and meet you at the jail or local courthouse and walk you through it.

Our team understands that each individual’s case is unique and you may have questions along the way. Therefore, don’t hesitate to get in touch with our offices so we can help make the process as seamless and simple as possible.

Benefits of A 4% Bail Bond

There are many benefits of choosing to move forward with 4% bail bonds. It’s an especially attractive option if you know you will struggle to pay the full 10% bail bond immediately. There are two ways to depart jail before your trial which are to use assets as collateral or you can post bail. However, you don’t always have to post the full 10% of the total bail amount to get out. You can save a lot of money by taking advantage of 4% bail bonds. This way you can get out of jail, return to work, and use your earnings to pay the rest of the bond, while you get in touch with a lawyer to begin building a case.

There are certain crimes in which a 4% bail bond can help you. Some of the most common crimes when you may want to use 4% bail bonds are if you’ve been charged with a DUI, assault and battery, or domestic violence.

Alternatives to 4% Bail Bonds

When it comes to alternatives to 4% bail bonds you should know you have options. You must first get an understanding of how much you’ll be required to pay upfront. Although 10% is the required total for bail, we have payment plans that may fit your needs and financial situation. In addition to 4% bail bonds, we also offer 2% bail bonds and 3% bail bonds. However, keep in mind these might be more difficult to access. You’ll want to secure the right level of support and know your unique needs so you can get out of jail quickly. Not only do we offer other percentages or bail bonds but also discounts for some people such as teachers, homeowners, law enforcement, and union members.

Use 4% Bail Bonds to Your Advantage

We understand that navigating the legal process and bond process can be challenging. Therefore, it’s vital that you find the right bail bond agency for your needs and circumstances. Here at Balboa Bail Bonds, we not only make the process more accessible but also easier. 4% bail bonds can be the best solution for you if you’re facing jail time and qualify for this offer. We encourage you to reach out today to learn more about how we can help.

Next Steps & Price Quote

We care about getting you out of jail quickly and affordably here at Balboa Bail Bonds. Getting put in jail can be a confusing and frustrating time but you should know that you don’t have to assume staying there is your only option. Instead, consider using bail bond services that can grant you your freedom.

Depending on your case, prices and payment options will vary, so please contact us for a free price quote.