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August 12, 2022  |  Posted by Balboa Bail Bonds Team  |  Bail Bonds

If you are charged with a crime in California, you will be processed before being put in a cell or jail. In most cases, you will be required to post bail before you can leave jail. The problem is that the bail amount can be expensive and more than most people can afford. Indeed, the average bail amount can be as high as $50,000 in California. This will be determined by the crime that you have been charged with as well as mitigating factors including whether or not this was your first offense. 

That’s why the answer for most people will be to use a bail bond service. With a bail bond solution, you can ensure that the bail amount is paid without any delays. You won’t have to spend time liquidating your assets to cover the amount required which could leave you in jail for longer. A lot of people are often concerned that access to a bail bond service will be restricted if they have a poor credit rating. At Balboa Bail Bonds, we can offer our services to clients even if you have a poor credit rating. This is true regardless of whether you or your loved one is covering the cost of your bail bond. 

What Is A Credit Check?

A credit check is a process where a company accesses your credit report or rating. They will then determine how well you have managed your money or credit in the past. A credit check will often be used to determine whether you are eligible to access a loan. A credit check may also be required for more expensive purchases. Credit checks can bring up an extensive list of past purchases and payments as well as whether you managed these payments effectively and on time. 

Are Credit Checks Required For Bail Bonds?

We are pleased to say that for the vast majority of bail bond cases in California, credit checks are not required or needed. Instead, it’s as simple as collecting some basic information on the individual paying for the bail bond. This could include:

  • Address
  • Phone number 
  • Employment 
  • Information on the defendant 

How Does A No Credit Check Bail Bond Work?

If you need a bail bond without a credit check, you can get in touch with our company at any time. A friendly member of our team will tell you whether this option is available to you and the full price for this service. 

Once you receive a quote, you can then decide whether you want to proceed with the service. If you choose to do this, you will need to pay a small fee known as a bail premium before awaiting release. Do note that release times will vary depending on the jail where you or your loved one are being held and this is beyond our control. However, we will strive to ensure that your bail is posted as quickly as possible to ensure that there are no unnecessary delays here. 

When May Credit Checks Be Need For Bail Bonds?

In some cases a credit check may be required to access a bail bond from our company. For instance, we may need to complete a credit check for no interest (0%) financing on larger bail amounts or cases that are considered to be high risk. 

It’s important to be aware that our team will evaluate the need for a credit check on a case by case basis. It can be required due to a number of specific conditions including whether you have previous offenses and the full bail amount. 

Do Bail Bonds Show Up On Your Credit Report?

Since payment plans and financing are not a loan, they will not show up on your credit report. Instead, it is a promissory note to pay the bail company for using the services that they provide. As such, you don’t need to worry about this solution further impacting your credit rating. 

Why Use Balboa Bail Bonds For No Credit Check Bail Bond Services?

There are countless companies across California that provide bail no credit bail bond services. However, we strive to provide the best solution possible to our clients with a user friendly service that anyone can access. 

First, we provide free price quotes. If you contact us a member of our team will ensure that you get an honest representation of how much you will be required to pay based on the crime that you have been charged with and any mitigating factors. 

We also offer free bail information. We are constantly prepared to go the extra mile for our clients. You may not be sure where your loved one is being held or whether the conditions of their bail have been determined. We can assist you here and ensure you get answers as quickly as possible. 

We also provide a 24/7 solution, ensuring that a member of our team is always available for you to speak to. This guarantees that you or your loved one will never be in jail for a moment longer than necessary. With bilingual staff, we can also cater to clients where English may not be the first language. 

At Balboa Bail Bonds, we guarantee the lowest possible price for our services, beating our rivals in the industry. Are you worried that you won’t be able to pay in full? With 0% interest payment plans, we can ensure that you can easily spread out the cost of an expensive bail bond to ensure that it’s less stressful to manage. 

Learn More Today

If you are interested in learning more about our no credit check bail bonds, please do not hesitate to contact a member of our team today. We will be happy to assist you further and ensure that you get the support you need. Whether you or your loved one is stuck in jail, we can help you find the right solution.